Innovative Fintech Solution

An efficient, well designed, and real-time recommendation module that automatically uses machine learning models in the background to recommend products of MFI and NBFI for loan funding was enabled.

An efficient, well designed, and real-time credit scoring module in mobile application using Machine learning platform to evaluate the creditworthiness of a micro-entrepreneur was facilitated based on call logs, SMS logs, discontinued geo-location logs, and psycho-technique test.

A highly accessible, scalable, and secure infrastructure was enabled utilizing data streaming (Kafka) to ensure an adequate response time allowing micro-entrepreneurs to show and share credit scores with banks and MFI in seconds.

FAT can chat with Micro-Entrepreneur, MFI, NBFI regarding the idea, shared profile and funding.

Easy digital registration in mobile applications with face recognition identifying the age of Micro entrepreneur was developed.

Implementation of privacy and personal data protection, specifically, the platform is GDPR compliant was facilitated to safeguard intellectual property (IP) of micro-entrepreneurs’ ideas.

As Micro-Entrepreneur, Finance Institution, and Non-Banking Finance Institution

• Dashboard access
• Chat access
• Credit score estimation
• Get notifications
• Change english language to the french language
• Manage team
• Add new team member
• Edit or deactivate team member

Add a business idea as a business profile to get funding, with business ideas active once a time as approved, funded, deactivated and rejected.

Select products for funding business ideas.

Edit profile for basic Info and changing the password.

Get support and redirect to text email.

Give star ratings.

Showcase business profile idea status as approved or rejected for MFI.

• Get notifications
• Change english language to the french language

FI users can edit profiles for basic info and changing passwords.

Get support and redirect to text email.

Give star ratings.

Display the fields.

Search and create new financial products.

• New fund application listing
• Search new fund applications

Provide a detailed business profile. Institutions can accept and decline funding applications.

View accepted fund application listings.

List the subscription plan details and history for FI subscriptions.

• Show business profile idea status as approved or rejected
• Get Notifications
• Change English Language to the French Language
• Managing Funding Criteria

• Manage Micro-Entrepreneurs, Financial Institution, and NBFI
• Search and review business profiles for approval and rejection
• List entrepreneur business ideas rejected by FI and NBFI
• Search and Reopen Business profile for Entrepreneur
• List entrepreneurs approved business ideas by FI and NBFI.

View business profile of Entrepreneurs with credit score.

List all institution subscription plan details.

Filter subscription status for institutions by All, Active, Advanced and Expired

List statistics of business ideas accepted and declined by FI and NBFI on performance.

Offers results as Financial Institution or NBFI

Include login, forgot password, change language, and registration details.

After registration entrepreneurs can share ideas for funding, new idea details are divided into three parts: Business Details, Project Summary, and Operation Budget.

Entrepreneurs can navigate to dashboard with Credit Score and Shared Idea.

When credit score is generated, the Banks and MFI are recommended in listing. Entrepreneurs can apply for Recommended Banks and MFI for funding.

When an idea at registration is shared, it will have pending or confirmed status. If an applied Bank or MFI responds to an idea, status will change.

• Add New Team Member
• Change English Language to the French Language
• Users can set default language