The main objective of creating this fintech mobile application is to connect the micro-entrepreneurs and small informal businesses to micro-finance institutions & Banks for digital funding.

Product Recommendation for Funding

• An efficient, well designed, and real-time recommendation module that automatically uses machine learning models in the background to recommend products of MFI and NBFI for loan funding was enabled.

Real-Time Credit Score

• An efficient, well designed, and real-time credit scoring module in mobile application using Machine learning platform to evaluate the creditworthiness of a micro-entrepreneur was facilitated based on call logs, SMS logs, discontinued geo-location logs, and psycho-technique test.

Easy Sharing Of Credit Score with MFI and NBFI

• A highly accessible, scalable, and secure infrastructure was enabled utilizing data streaming (Kafka) to ensure an adequate response time allowing micro-entrepreneurs to show and share credit scores with banks and MFI in seconds.

Real-time Chat Option

• FAT can chat with Micro-Entrepreneur, MFI, NBFI regarding the idea, shared profile and funding.

Digital Registration in Mobile Application by Face Recognition

• Easy digital registration in mobile applications with face recognition identifying the age of Micro entrepreneur was developed.

Reliable and Secure Platform

• Implementation of privacy and personal data protection, specifically, the platform is GDPR compliant was facilitated to safeguard intellectual property (IP) of micro-entrepreneurs’ ideas.

Registration

As Micro-Entrepreneur, Finance Institution, and Non-Banking Finance Institution

Sign In As Entrepreneur with

• Dashboard access
• Chat access
• Credit score estimation
• Get notifications
• Change english language to the french language
• Manage team
• Add new team member
• Edit or deactivate team member

Business Idea

• Add a business idea as a business profile to get funding, with business ideas active once a time as approved, funded, deactivated and rejected.

Funding & Products

• Select products for funding business ideas.

Entrepreneur

My Profile

• Edit profile for basic Info and changing the password.

Support

• Get support and redirect to text email.

Feedback

• Give star ratings.

Dashboard

Showcase business profile idea status as approved or rejected for MFI.

• Get notifications
• Change english language to the french language

My Profile

• FI users can edit profiles for basic info and changing passwords.

Support

• Get support and redirect to text email.

Feedback

• Give star ratings.

Financial Products

• Display the fields.

Search for Financial Products

• Search and create new financial products.

Fund & Search Application

• New fund application listing
• Search new fund applications

Eye Icon

• Provide a detailed business profile. Institutions can accept and decline funding applications.

Accepted

• View accepted fund application listings.

Subscription Plan & History

• List the subscription plan details and history for FI subscriptions.

Dashboard for NBFI Users

• Show business profile idea status as approved or rejected
• Get Notifications
• Change English Language to the French Language
• Managing Funding Criteria

FAT

• Manage Micro-Entrepreneurs, Financial Institution, and NBFI
• Search and review business profiles for approval and rejection
• List entrepreneur business ideas rejected by FI and NBFI
• Search and Reopen Business profile for Entrepreneur
• List entrepreneurs approved business ideas by FI and NBFI.

Eye Icon

• View business profile of Entrepreneurs with credit score.

Institution Subscriptions

• List all institution subscription plan details.

Status

• Filter subscription status for institutions by All, Active, Advanced and Expired

Institution Performance Statistics

• List statistics of business ideas accepted and declined by FI and NBFI on performance.

User Filter

• Offers results as Financial Institution or NBFI

Include login, forgot password, change language, and registration details.

New Idea

• After registration entrepreneurs can share ideas for funding, new idea details are divided into three parts: Business Details, Project Summary, and Operation Budget.

Dashboard

• Entrepreneurs can navigate to dashboard with Credit Score and Shared Idea.

Recommended Banks & MFI

• When credit score is generated, the Banks and MFI are recommended in listing. Entrepreneurs can apply for Recommended Banks and MFI for funding.

Shared Idea Status

• When an idea at registration is shared, it will have pending or confirmed status. If an applied Bank or MFI responds to an idea, status will change.
  • Add New Team Member
  • Change English Language to the French Language
  • Users can set default language